| Apply for a Personal Loan | | | | loan you would like to apply for you simply follow the |
| Online applications for a personal loan is a simple | | | | link to the online application page. In order to apply for a |
| process that requires a few minutes of your time. If | | | | personal loan in Australia in most cases you need to |
| you want to save time and do not want to deal with | | | | be over 18, a permanent Australian resident, earn over |
| the long waiting times of local bank branches and | | | | $20,000, have no more than two people making the |
| telephone calls then an online personal loan application | | | | application and you have to be able to make the |
| may be for you. In a few easy steps you can be on | | | | monthly repayments. If you meet these requirements |
| your way to receiving your money within 24 to 48 | | | | then you can move onto the next step of providing |
| hours. | | | | documentation. You need a Driver's licence (if |
| Step 1 Search and Compare | | | | applicable), the address and contact number of your |
| The first step in applying for the best personal loan | | | | place of work, if self-employed, your accountant's |
| offer for you is to compare all the personal loan deals | | | | name and contact number, your assets, liabilities, |
| available to you. You must take into account what the | | | | income and expenses. Once you have gathered all this |
| personal loan is for, whether you would like a secured | | | | information you are ready to proceed with the online |
| or unsecured loan, the time you want to pay the loan | | | | application. |
| back and the interest rate you are willing to pay. For | | | | Step 3 Online Application Form |
| example Joe would like a unsecured personal loan to | | | | We have selected the personal loan we want, |
| pay for his holiday, he would like to pay the loan off in | | | | gathered all our information now it is time to fill in the |
| 5 years and is looking for an interest rate of under 15 | | | | online personal loan application. This is a simple process |
| percent. For a scenario like this there are a few | | | | that involves selecting the type of loan you want, the |
| options, ANZ, Aussie, Citibank and St George all have | | | | time you want to pay it back, your personal details and |
| personal loans that can cater for Joe's needs. | | | | the method of payments. You will receive a response |
| Step 2 Gather Information | | | | to the application within 60 seconds and depending on |
| Once you have made the decision on what personal | | | | the bank you can have your money within 24 hours. |